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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Business Owners Package Insurance: What You Should Know

Many small to medium businesses can get business owners package insurance (often called "BOP"), which simplifies the entire insurance coverage problem. A business owner package insurance policy is more affordable, as there are several forms of insurance in one "package." All business owners have concerns about staying protected against financial losses, and for good reason. It is impossible to know what the future will bring,...

3 Key Differences Between Whole Life Insurance & Term Life Insurance

Insurance can be a confusing subject, and at our local agency, we want to clear up some basic questions for you. Most families put some type of life insurance in place, and figuring out whether they should buy "whole life insurance" or "term insurance" is the big question. These are very different insurance products, each with pros and cons. 1. Term life insurance is cheaper,...

Term Life Insurance Facts You Should Know

Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It's important to understand how term life insurance works, as well as the pros and cons of keeping this type of protection in place. That's why we have pulled together some of the basic...

Liability Only Coverage: Pros & Cons

The need for excellent car insurance is a fact of life. It's great to get extensive coverage at a low price, and saving your hard-earned money is always a good idea, but one of the most common questions we hear is whether liability only coverage if the right choice. Let's look at the pros and cons of liability only auto insurance. Pros: Liability only coverage is...

Easy Ways To Clean Your House This Spring

After a long and cold winter, it's time to let in the sunshine, breathe the fresh air, and make your home spotless. A good spring cleaning also keeps your home environment much safer, as cluttered areas can pose a risk of fire. Check your home from top to bottom for any hazards. Here are 5 tips to help make your spring cleaning easier: 1. Start...

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